Uninsured Motorist Claim Results in Multi-Million-Dollar Verdict

Back in the spring of 2022, our client was driving down Moss Street in Lafayette Parish when another driver blew through a stop sign, crashing into his car.

Our client, a military veteran and dedicated family man, began to experience persistent neck and back pain just two weeks after the crash. He started physical therapy, hopeful it would provide relief. When it didn’t, he underwent a cervical epidural injection. Still, the pain didn’t let up. Eventually, doctors performed a two-level cervical fusion, which was an invasive procedure aimed at easing his suffering. His physician warned that another surgery might be necessary down the road.
Attorney Jerome H. Moroux stepped in to represent this veteran, who, despite living with chronic pain, continued working to support his family.

The client’s own uninsured motorist (UM) insurance company offered little more than the minimum coverage from the at-fault driver. They argued that our client’s previous neck problems and a recommendation for surgery two years earlier meant this crash wasn’t to blame. They also dismissed his pain, pointing to the minimal vehicle damage. Before the trial began, they made no effort to settle, offering zero dollars.

Jerome built the case with care and determination, highlighting not only the real and lasting impact pf the crash on his client’s life, but also the insurance company’s failure to act in good faith.

The jury listened and returned a powerful verdict: $2 million awarded for the veteran’s pain and suffering, mental anguish, loss of enjoyment of life, permanent disability, and past medical expenses. An additional $400,000 was awarded for future medical care. The jury also found that the insurer acted improperly by failing to settle the claim within 30 days, triggering penalties, attorney’s fees, and other costs, adding approximately $1MM to the judgment.

This case is a powerful reminder that with strategic advocacy, unwavering compassion, and a commitment to justice, even those facing the greatest odds can find their voice and receive the fairness they deserve.